Wells Fargo Home Mortgage committed fraud they of course deny it. In our latest letter we prove the fraud. Tonja O’Donnell Executive Resolution Specialist tried to fudge the truth in her letter to us. This prompted the letter below, which in turn has Alyssa Carroll another Executive Resolution Specialist researching.

There is only one answer for Wells Fargo Home Mortgage to admit that Carolyn Romo committed fraud.

Dear Ms. Whitt-Potter

In responding to the correspondence from Tonja O’Donnell she state that our letter was dated January 29, 2018 when in fact the letter is clearly dated January 23, 2018. The actual point we were making in our letter is as following:

Ms. O’Donnell had said that we alleged the $244,155.76 wasn’t mentioned in the Loan Modification Agreement when in fact we said it wasn’t mentioned in the Loan Modification Settlement Statement. This Balloon Payment is not mentioned under the terms of the modificationat the bottom of the page. So our question as to why it wasn’t mentioned is still out standing.

As to the Carolyn Romo letters dated May 10, 2017 and July 27, 2017 it seems once again that Ms. O’Donnell has not read our correspondence during her research.  Ms. Romo added the following line to the payment schedule (as indicated by the arrow) in her letters. Below is a copy of the payment schedule as it appears in Ms Romo letters.

Non -Interest Bearing line does not appear in the Loan Modification agreement we signed, therefore cannot be added to any documents purporting to be what is written in our Loan Modification Agreement. She by adding it to her letter committed fraud by trying to deceive us that it was in the original agreement. It is also what the Home Preservation Department letter of September 14, 2014 mentioned was one of the items missing. If we accept what she did then what is to stop us in this letter adding a line, which states On April 1, 2018 Wells Fargo Home Mortgage will pay off our mortgage. It’s not in the Loan Modification Agreement but nor is the line Ms. Romo added. We are aware section 3 letter F only it doesn’t give a date when the Deferred Principal Balance of $8,264.70 should be paid.

Below is a copy taken from the original Loan Modification Agreement, which clearly shows that the line is not present. The picture shows the schedule at the bottom of the second page and the top of the third page.